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Injured in a Philadelphia Intersection Accident? Your Guide to Filing a Compensation Claim

August 14, 2024

By van der Veen, Hartshorn, Levin & Lindheim

Intersection accidents are among the most common and dangerous types of car crashes, often resulting in serious injuries. If you've been injured in an intersection accident in Philadelphia, you may be entitled to compensation.

This guide will provide you with essential information on intersection accidents, the types of injuries they can cause, and how to file a claim. We'll also discuss how a skilled car accident lawyer can help you navigate the legal process and maximize your compensation.

Understanding Intersection Accidents in Philadelphia

Intersections are critical points on any roadway where multiple lanes of traffic converge, often leading to complex and hazardous situations. In Philadelphia, the density of traffic and the layout of the city's streets contribute to the frequency of intersection accidents. Common causes of these accidents include:

Failure to Yield

Drivers who fail to yield the right of way at intersections are a leading cause of collisions. This often happens when a driver runs a red light or ignores a stop sign.

Distracted Driving

Texting, eating, or other distractions can prevent a driver from noticing traffic signals or other vehicles, leading to accidents at intersections.

Speeding

Excessive speed reduces a driver’s ability to react to changing traffic conditions at intersections, increasing the likelihood of a crash.

Left-Turn Collisions

These occur when a driver making a left turn misjudges the speed or distance of oncoming traffic, resulting in a collision.

T-Bone Accidents

Also known as side-impact collisions, these occur when the front of one vehicle crashes into the side of another, typically at intersections.

Common Injuries Resulting from Intersection Accidents

Intersection accidents can cause a wide range of injuries, from minor to life-threatening. Some of the most common injuries include:

  • Whiplash: A sudden jolt to the neck during a collision can cause whiplash, leading to pain, stiffness, and reduced range of motion.
  • Head Injuries: Concussions, traumatic brain injuries (TBIs), and other head injuries are common in intersection accidents, especially in high-speed collisions.
  • Spinal Cord Injuries: The impact of a crash can damage the spinal cord, potentially leading to paralysis or other long-term disabilities.
  • Broken Bones: The force of a collision can easily break bones, particularly in the arms, legs, ribs, and pelvis.
  • Internal Injuries: Internal bleeding and damage to organs can occur, especially in more severe accidents.
  • Lacerations and Bruising: Cuts and bruises are common, often caused by broken glass, sharp objects, or the force of the collision itself.

The Importance of Seeking Medical Attention

If you've been involved in an intersection accident, it's crucial to seek medical attention immediately, even if you feel fine.

Some injuries, like internal bleeding or concussions, may not show symptoms right away but can be life-threatening if left untreated. A medical evaluation will also provide documentation of your injuries, which is essential for filing a claim.

Filing a Compensation Claim for an Intersection Accident

Filing a compensation claim after an intersection accident involves several steps. Here’s a breakdown of the process:

Gather Evidence

Collecting evidence is crucial to building a strong claim. This includes:

  • Police Report: Always call the police after an accident. The police report will provide an official record of the incident, including details about the location, involved parties, and any citations issued.
  • Photographs: Take pictures of the accident scene, including vehicle damage, road conditions, traffic signals, and any visible injuries.
  • Witness Statements: If there were witnesses to the accident, get their contact information and statements about what they saw.
  • Medical Records: Document your injuries and treatment. Keep records of all medical expenses, including hospital visits, medication, and therapy.

Consult with a Car Accident Lawyer

Before speaking with insurance companies, it’s advisable to consult with a car accident lawyer. An experienced lawyer can help you understand your rights, determine the value of your claim, and navigate the legal complexities of filing a lawsuit.

Determine Liability

Establishing liability is a critical aspect of any car accident claim. In intersection accidents, liability may not always be clear-cut, as multiple factors can contribute to the crash. Your lawyer will conduct a thorough investigation to identify all liable parties, which may include:

  • The other driver(s) involved in the accident
  • The manufacturer of a faulty vehicle or part
  • A government entity responsible for road maintenance or traffic signals

File a Claim with the Insurance Company

Once you’ve gathered evidence and determined liability, your lawyer will help you file a claim with the appropriate insurance company. This claim should include a demand for compensation for all your damages, such as medical expenses, lost wages, pain and suffering, and property damage.

Negotiate a Settlement

Insurance companies often try to minimize payouts, offering settlements that may not fully cover your losses. Your lawyer will negotiate on your behalf to ensure you receive a fair settlement that compensates you for all damages. If the insurance company refuses to offer a fair settlement, your lawyer may recommend filing a lawsuit.

Filing a Lawsuit

If a fair settlement in your intersection accident case cannot be reached, your lawyer may file a lawsuit on your behalf. This involves taking the case to court, where a judge or jury will determine the outcome. Although most cases settle before going to trial, having an experienced trial lawyer on your side is crucial if your case does proceed to court.

What Compensation Can You Receive?

Victims of intersection accidents can seek compensation for a variety of damages, including:

  • Medical Expenses: This covers all costs related to your injuries, including emergency care, surgeries, rehabilitation, and any future medical needs.
  • Lost Wages: If your injuries prevent you from working, you can claim compensation for lost income, both past and future.
  • Pain and Suffering: Compensation for pain and suffering accounts for the physical pain and emotional distress caused by the accident.
  • Property Damage: You can also seek compensation for damage to your vehicle and any other property damaged in the accident.
  • Loss of Consortium: In some cases, your spouse may be able to claim compensation for the loss of companionship and support resulting from your injuries.

How an Intersection Accident Lawyer Can Support Your Claim

Dealing with the aftermath of an intersection accident can be daunting, particularly when you're focused on healing. An intersection accident lawyer can be a critical ally in this process by:

  • Managing Legal Documents: Your attorney will handle all necessary documentation, making sure your claim is filed properly and within the required deadlines.
  • Accident Investigation: To build a robust case, your lawyer will thoroughly investigate the accident, gather crucial evidence, interview witnesses, and consult with experts if needed.
  • Insurance Negotiations: Insurance companies often aim to minimize payouts. Your lawyer will advocate on your behalf, working to secure a settlement that truly reflects your losses.
  • Court Representation: If your case proceeds to court, having a seasoned trial lawyer is key. They will represent your interests and strive to obtain the full compensation you're entitled to.

van der Veen, Hartshorn, Levin & Lindheim: Trusted Philadelphia Intersection Accident Lawyers Ready to Help

If you’ve been injured in an intersection accident in Philadelphia, don’t wait to seek the compensation you deserve. Contact the experienced intersection accident lawyers at van der Veen, Hartshorn, Levin & Lindheim today.

Our dedicated team is here to help you navigate the legal process and fight for your rights. Call us now at 215-486-0123 or fill out our online contact form to schedule a free consultation. We're ready to assist you every step of the way.


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