Being involved in a car accident can be a life-altering event, especially in a bustling city like Philadelphia. Beyond the physical injuries, the legal and financial aftermath can be equally overwhelming. However, the actions you take immediately after the accident can significantly impact your ability to pursue a successful injury claim. By knowing the crucial "do's" and "don’ts," you can better protect your rights and position yourself for the best possible outcome in your case.
Do’s After a Philadelphia Car Accident
Do Seek Medical Attention Immediately
Even if you feel fine, it’s crucial to seek medical attention after a car accident. Some injuries, like whiplash or internal bleeding, may not present symptoms until hours or days later. A prompt medical evaluation creates documentation of your injuries, which will serve as vital evidence in your injury claim. Medical records can demonstrate the extent of your injuries and link them directly to the accident.
Do Contact the Police
In Philadelphia, it is essential to report the accident to law enforcement, especially if there are injuries or significant property damage. A police report provides an official account of the accident, which can be helpful in determining fault and verifying details. The report can also serve as a crucial piece of evidence when negotiating with insurance companies or in court.
Do Collect Evidence at the Scene
If you're able, take photos of the accident scene, including the vehicles, road conditions, traffic signs, and any visible injuries. This visual documentation can help reconstruct the events of the accident and provide concrete evidence in support of your claim. Additionally, if there were any witnesses, obtain their contact information and statements, as their accounts may be useful later.
Do Exchange Information with the Other Driver
Make sure to exchange essential information with the other driver, including names, contact details, insurance information, and driver’s license numbers. This step is important for filing insurance claims and ensuring that all parties involved in the accident are documented.
Do Notify Your Insurance Company
It’s critical to inform your insurance company about the accident as soon as possible, even if you’re not at fault. Most insurance policies require timely reporting to maintain coverage. Providing a factual account of the incident ensures that your insurer can begin processing your claim without unnecessary delays.
Do Consult with a Philadelphia Car Accident Lawyer
Navigating the legal complexities of a car accident claim can be daunting, especially if the accident resulted in severe injuries or if fault is disputed. Consulting with an experienced car accident lawyer like van der Veen, Hartshorn, Levin & Lindheim in Philadelphia ensures that your rights are protected and that you have professional guidance throughout the claims process. Our team can negotiate with insurance companies on your behalf and fight for the compensation you deserve.
Don'ts After a Philadelphia Car Accident
Don’t Admit Fault at the Scene
In the heat of the moment, you may feel compelled to apologize or admit fault, but this can severely harm your injury claim. Pennsylvania follows a modified comparative negligence rule with a 51% bar, meaning you can recover compensation only if you are found to be 50% or less at fault. If you are found to be 51% or more at fault, you lose the ability to recover damages. Stick to the facts when speaking with the police or the other driver to avoid jeopardizing your claim.
Don’t Neglect Medical Follow-Ups
Following your initial medical evaluation, it’s vital to continue any recommended treatments, therapies, or follow-up appointments. Failing to follow through on medical care can give insurance companies a reason to argue that your injuries are not as serious as claimed. Consistent medical treatment not only aids in your recovery but also strengthens the legitimacy of your injury claim.
Don’t Settle with the Insurance Company Too Quickly
Insurance companies often try to settle claims quickly, typically offering a lower amount than you might be entitled to receive. Don’t rush to accept the first settlement offer without consulting a lawyer, especially if you are still undergoing treatment for your injuries. Once you accept a settlement, you forfeit the right to pursue additional compensation. A skilled attorney can help you evaluate whether the settlement offer is fair and negotiate for a better deal.
Don’t Post About the Accident on Social Media
In today’s digital age, it may be tempting to share your experience on social media. However, any posts, photos, or comments you make could be used against you in your injury claim. Insurance adjusters and defense attorneys often monitor social media activity for any evidence that could undermine your case. For example, a post showing you engaged in physical activities could be used to argue that your injuries are not as severe as claimed. It's best to avoid discussing the accident or your injuries on social platforms until your claim is resolved.
Don’t Ignore Legal Deadlines
Pennsylvania has a two-year statute of limitations for personal injury claims, including car accidents. This means you must file your claim within two years of the accident, or you risk losing the ability to pursue compensation. Additionally, if your accident involved a government vehicle or entity, the deadlines might be even shorter. Consulting with a lawyer ensures you meet all the necessary deadlines and avoid jeopardizing your claim.
Why Following These Guidelines is Crucial for Your Claim
The immediate aftermath of a car accident can be chaotic, but adhering to these do’s and don’ts can make a significant difference in the success of your injury claim. Every action you take—or fail to take—can be scrutinized by insurance companies, opposing attorneys, and even the court. By following the right steps, you not only protect your physical well-being but also ensure that your legal rights are safeguarded.
At van der Veen, Hartshorn, Levin & Lindheim, we understand the stress and confusion that follows a car accident. Our experienced Philadelphia car accident lawyers are dedicated to helping accident victims navigate the complexities of personal injury claims. Whether negotiating with insurance companies or representing you in court, we fight to ensure you receive the compensation you deserve.
Don’t Wait—Get Legal Support for Your Car Accident Claim Today
If you've been injured in a car accident in Philadelphia or anywhere in Pennsylvania, van der Veen, Hartshorn, Levin & Lindheim is here to help. Our experienced attorneys specialize in personal injury claims and are dedicated to securing the compensation you deserve. We serve clients across Pennsylvania, including in cities like Philadelphia, Pittsburgh, Allentown, and Reading. Whether you've been involved in a minor collision or a serious accident, don’t wait—contact us today for a free, no-obligation consultation, and let us fight for your rights.